Woodlands Financial Services Stock Performance

WDFN Stock  USD 29.85  0.50  1.70%   
Woodlands Financial has a performance score of 11 on a scale of 0 to 100. The firm maintains a market beta of -0.18, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Woodlands Financial are expected to decrease at a much lower rate. During the bear market, Woodlands Financial is likely to outperform the market. Woodlands Financial right now maintains a risk of 1.32%. Please check out Woodlands Financial potential upside, as well as the relationship between the kurtosis and price action indicator , to decide if Woodlands Financial will be following its historical returns.

Risk-Adjusted Performance

Good

 
Weak
 
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Compared to the overall equity markets, risk-adjusted returns on investments in Woodlands Financial Services are ranked lower than 11 (%) of all global equities and portfolios over the last 90 days. In spite of very uncertain technical and fundamental indicators, Woodlands Financial may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more
  

Woodlands Financial Relative Risk vs. Return Landscape

If you would invest  2,683  in Woodlands Financial Services on November 21, 2025 and sell it today you would earn a total of  302.00  from holding Woodlands Financial Services or generate 11.26% return on investment over 90 days. Woodlands Financial Services is currently generating 0.1895% in daily expected returns and assumes 1.3181% risk (volatility on return distribution) over the 90 days horizon. In different words, 11% of pink sheets are less volatile than Woodlands, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Woodlands Financial is expected to generate 1.76 times more return on investment than the market. However, the company is 1.76 times more volatile than its market benchmark. It trades about 0.14 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.17 per unit of risk.

Woodlands Financial Target Price Odds to finish over Current Price

The tendency of Woodlands Pink Sheet price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 29.85 90 days 29.85 
roughly 2.46
Based on a normal probability distribution, the odds of Woodlands Financial to move above the current price in 90 days from now is roughly 2.46 (This Woodlands Financial Services probability density function shows the probability of Woodlands Pink Sheet to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days Woodlands Financial Services has a beta of -0.18. This entails as returns on the benchmark increase, returns on holding Woodlands Financial are expected to decrease at a much lower rate. During a bear market, however, Woodlands Financial Services is likely to outperform the market. Additionally Woodlands Financial Services has an alpha of 0.2167, implying that it can generate a 0.22 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Woodlands Financial Price Density   
       Price  

Predictive Modules for Woodlands Financial

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Woodlands Financial. Regardless of method or technology, however, to accurately forecast the pink sheet market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the pink sheet market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
28.3929.8531.31
Details
Intrinsic
Valuation
LowRealHigh
27.2428.7030.16
Details
Naive
Forecast
LowNextHigh
27.6729.1330.58
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
22.5329.3636.20
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Woodlands Financial. Your research has to be compared to or analyzed against Woodlands Financial's peers to derive any actionable benefits. When done correctly, Woodlands Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Woodlands Financial.

Woodlands Financial Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Woodlands Financial is not an exception. The market had few large corrections towards the Woodlands Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Woodlands Financial Services, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Woodlands Financial within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.22
β
Beta against Dow Jones-0.18
σ
Overall volatility
1.22
Ir
Information ratio 0.12

Woodlands Financial Fundamentals Growth

Woodlands Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Woodlands Financial, and Woodlands Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Woodlands Pink Sheet performance.

About Woodlands Financial Performance

By examining Woodlands Financial's fundamental ratios, stakeholders can obtain critical insights into Woodlands Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Woodlands Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Woodlands Financial Services Company operates as the holding company for Woodlands Bank that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties, and the surrounding market area in Pennsylvania. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania. Woodlands Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.

Things to note about Woodlands Financial performance evaluation

Checking the ongoing alerts about Woodlands Financial for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Woodlands Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Evaluating Woodlands Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Woodlands Financial's pink sheet performance include:
  • Analyzing Woodlands Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Woodlands Financial's stock is overvalued or undervalued compared to its peers.
  • Examining Woodlands Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Woodlands Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Woodlands Financial's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Woodlands Financial's pink sheet. These opinions can provide insight into Woodlands Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Woodlands Financial's pink sheet performance is not an exact science, and many factors can impact Woodlands Financial's pink sheet market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Other Information on Investing in Woodlands Pink Sheet

Woodlands Financial financial ratios help investors to determine whether Woodlands Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Woodlands with respect to the benefits of owning Woodlands Financial security.